Know Your Debt-to-Income Ratio for Smarter Financial Decisions
Your debt-to-income ratio measures how much debt you can handle based on your income. A high ratio may affect loan approvals and interest rates.
Your debt-to-income ratio helps determine how much debt you can handle. This is calculated by comparing your net income to the amount of debt you have.
Download the UnionBank Online App now to better manage your finances and get access to the following anytime, anywhere:
1. Check your balances, transactions, and available credit limit at a glance.
2. Access your statement of account.
3. Instantly pay off your credit card balance and refresh your credit limit real-time.
4. Redeem your rewards.
Download now!
Simply search for UnionBank Online at the Apple App Store, Google Play Store, and Huawei AppGallery and tap download.
